Business Integrated Accounts (2024)

What is a Business Integrated Account?

A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day business banking with ease. Investment account is also combined under our Business Integrated Account for you to manage your business investment trading needs.

HSBC Sprint Account, HSBC Business Direct and BusinessVantage are the three different types of Business Integrated Accounts to suit your business needs.

* Foreign currencies include: US Dollar (USD), Pound Sterling (GBP), Canadian Dollar (CAD), Australian Dollar (AUD), Japanese Yen (JPY), New Zealand Dollar (NZD), Euro (EUR), Singapore Dollar (SGD), Swiss Franc (CHF), Renminbi (RMB) and Thai Baht (THB)

HSBC Sprint Account

Whether your business has started, or is getting ready to take off, our solution has you covered.

HSBC Business Direct

A simple yet complete banking solution that gives you hassle-free control of your banking transactions.


An all-round and reliable banking solution that helps you business run smoothly and improve your efficiency.

Features and benefits of Business Integrated Accounts

  • Business Integrated Accounts (1)

    All-in-one banking solutions

    Use a single account number to access your business account (current + savings + time deposits + investments + loans)

  • Business Integrated Accounts (2)

    Free use of both Business Internet Banking and HSBC HK Business Express mobile app

    • 24/7 online account access, transaction, foreign exchange, investment and many more
  • Business Integrated Accounts (3)

    Free Payroll Service setup

    • - No annual fee and registration fee for payroll service
    • - Free for the first 4 autopay-in/autoPay-out codes
  • Business Integrated Accounts (4)

    WeChat banking and notification service

    • Receive notifications on business account balance, incoming fund transactions, commercial card information, and designated transactions and account maintenance service

Get started

Open a business account onlinein as fast as3 working days***. SaveHKD300#in account opening fees by applying online or completing the application in our mobile app and you will receive your account number instantly.

Simply scan the QR code below to download HSBC HK Business Express mobile app. Or visit App Store, Google Play, or Baidu App Store and search "HSBC HK Business Express" to download.

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App Store or Google Play

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Scan QR orclick to download

Baidu App Store

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Scan QR or click to download

APK file - for Android users only

(If unable to download from Google Play)

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Scan QR or click to download

Apply now

***Subject to eligibility and upon providing all required documents or information. Terms and conditions apply.

# Customers can enjoy a lower business account opening fee of HKD1,300 via online application as compared to application submitted in paper form or via other channels at a fee of HKD1,600.

Note: All customers can submit an application online, and eligible customers can open an account remotely.

Digital Financial Solutions for Your Business

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Open your account remotely

Complete your application online without visiting our Business Center
Start your application online and receive your account number straight away through a completely digital process.

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Easy accounting with Xero

Seamless accounting software integration
Connect your bank accounts to Xero, a cloud-based accounting solution. With HSBC, your transactions can flow securely and automatically to Xero, empowering you to manage your finances efficiently and make better-informed decisions.

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Digital banking solutions

Beyond banking with HSBC
Stay in control of your business with our digital solutions like our cloud-based HR & payroll software iMGR. We can help your business streamline its operations, enrich your decision-making with the latest insights, and get you connected to the right partners and opportunities.

Remote business account opening

Three easy steps to open your business account

  1. Click “Apply Online” to create your profile in the Online Account Application Centre.
  2. Prepare your documents and provide business details
    Prepare the documents listed on our account opening document checklist and provide details about your business, entity structure and contact information.
  3. Complete your application
    Once you have submitted your business details, eligible customers can complete the entire account opening process in the Online Account Application Centre remotely, including uploading document, ID&V and one-time-password confirmation, without the need of any face-to-face meeting or video conference.
    Otherwise, you can make an appointment to complete the application in our Business Centre.

Learn more about how to open a business integrated account

  • Documents Required for Account Opening
    Account opening/business account review documents checklist
  • Compare accounts
    Gives you an overview of the differences between HSBC Sprint Account, HSBC Business Direct and BusinessVantage, so that you can choose an account that suits you.
  • Account Opening Guide for Businesses in Hong Kong (PDF, 1MB)
  • Commercial Tariffs
    PDF documents showing all the tariffs associated with our range of commercial banking products and services
  • Business Accounts FAQs


The HSBC HK Business Express App (the ‘App’) is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC’) and is intended for use by HSBC commercial banking customers in Hong Kong. The App is not intended for download or use by any person in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction, or where HSBC is not licensed or authorized to provide the App and/or any of the related services.

Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

Business Integrated Accounts (2024)


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